‹ Appendix CM 2: Code of Best Practice on Consumer Credit and Charging Appendix CM-4: Regulation in respect of Close-Out Netting under a Market Contract › Appendix CM 3: Credit Reference Bureau Code of Practice Past version: Effective from 01 Apr 2008 to 30 Sep 2013 To view other versions open the versions tab on the right Please download the Form in PDF format. ‹ Appendix CM 2: Code of Best Practice on Consumer Credit and Charging Appendix CM-4: Regulation in respect of Close-Out Netting under a Market Contract ›